Judgment ¶õ? Judgment ¸¦ ÇØ°áÇÏ´Â ¹æ¹ýÀº?
How To Resolve A Judgment Against You
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ºú ¶§¹®¿¡ ¼Ò¼Û´çÇÑ Ã¤¹«ÀÚµé·Î ºÎÅÍ ÀÚÁÖ¹Þ´Â Áú¹®µé °¡¿îµ¥ Çϳª°¡ Judgment¿¡ °üÇÑ »çÇ×ÀÔ´Ï´Ù.
¡Ø ´ÙÀ½Àº 乫¼Ò¼Û¿¡ ±¹ÇÑÇØ¼ Judgment ¸¦ ¼³¸íÇÑ °ÍÀÌ´Ï À¯ÀÇÇϱ⠹ٶø´Ï´Ù.
Judgment ¹ý¿øÆÇ°á
Judgment¶õ, ¹ý¿ø ¸í·É¿¡ ÀÇÇØ ‘乫¸¦ »óȯÇ϶ó’°í ÇÏ´Â ‘¹ý¿øÀÇ ÆÇ°á’À» ¸»ÇÕ´Ï´Ù. ÀÌ ¹ý¿ø ¸í·ÉÀÌ ¶³¾îÁö¸é 乫¸¦ »óȯ ¹ÞÀ¸·Á´Â ä±ÇÀÚÀÇ Ã߽ɾзÂÀº ´õ¿í ½ÉÇØÁý´Ï´Ù. ¶ÇÇÑ, ºÎä»óȯÀ» ÇØ¾ß ÇÏ´Â ´ë»óÀÌ ¿ø ä±ÇÀÚ¿¡¼ Ãß½Éȸ»ç·Î ±×¸®°í ÀÌÁ¦ ¹ý¿øÀ¸·Î ÀüȯµÈ °ÍÀ» ÀǹÌÇÕ´Ï´Ù.
Judgment °¡ ³»·ÁÁö¸é, ¹ý¿øºñ¿ë, º¯È£Àκñ, ÀÌÀÚ¸¦ ¸ðµÎ ¹°¾î¾ßÇÏ´Â °ÍÀº ¹°·ÐÀÌ°í ¹«¾ùº¸´Ù ÀÚ½ÅÀÇ Å©·¹µ÷ ¸®Æ÷Æ®¿¡ ‘Public Record’·Î ¿Ã·ÁÁ® 6³â°£ ±â·ÏÀÌ ³²°Ô µË´Ï´Ù. ½ÇÁ¦, ÁÖ¿¡ µû¶ó¼ Judgment ±â·ÏÀ» ¸ÅÇØ ¾÷µ¥ÀÌÆ®ÇÏ¿© ¿Ã¸®±âµµ ÇÕ´Ï´Ù. °á±¹ ¸ñµ·ÀÌ »ý°Ü¼ ¸ðµç ¹ý¿øºñ¿ë°ú ÀÌÀÚ ±×¸®°í 乫¿ø±ÝÀ» °±¾Æ¹ö¸°´Ù°í ÇØµµ Judgment ±â·ÏÀº Çѹø ÀÚ½ÅÀÇ ½Å¿ëº¸°í¼¿¡ ¿Ã¶ó°¡¸é Àû¾îµµ 6³âÀº ³²¾Æ ÀÖ°Ô µË´Ï´Ù.
Enforcement of Judgement ¹ý¿øÆÇ°á °Á¦ÁýÇà
¸¸¾à, 乫ÀÚ°¡ Judgment ¸¦ ¹Þ°íµµ 乫¸¦ º¯Á¦ÇÏÁö ¾ÊÀ¸¸é, Ãß½Éȸ»ç´Â ¹ý¿ø¿¡ Enforcement of Judgement ¸¦ ½ÅÃ»ÇØ¼ ´ÙÀ½°ú °°Àº ¾Ð·ù¸¦ °Á¦ÁýÇà ÇÒ ¼ö ÀÖ½À´Ï´Ù.
§ °³ÀÎÀç»ê µî±â¼Ò¿¡ ÁýÇ࿵Àå µî·Ï (Register a Writ of Enforcement with the Personal Property Registry).
§ ±Þ¿©, ÀºÇà°èÁ ¶Ç´Â ¿Ü»ó¸ÅÃâä±Ç ¾Ð·ù (Garnishment of Wages, Bank Accounts, Accounts Receivable).
§ Àç»ê ¾Ð·ù (Seizure of Assets).
±Þ¿©¾Ð·ùÀÇ °æ¿ì, 20% ~ 50% ±îÁö »©¾ÑÀ» ¼ö ÀÖ°í, ÁýÀ̳ª Àç»êÀº 乫¾× ¸¸Å Judgment Lien (ÆÇ°áÀ¯Ä¡±Ç)À» ¼³Á¤ÇÒ ¼ö ÀÖ½À´Ï´Ù. Lien Àº Èí»ç Á¦ 2Â÷ ¸ð±âÁö°¡ Áý¿¡ ´ãº¸Ã¤¹«·Î ¹¿©ÀÖ´Â °Í°ú °°Àº ÀÛ¿ëÀ» ÇÕ´Ï´Ù. ºÎµ¿»ê ¸Å¸Å½Ã º¯È£»ç´Â ¸ð±âÁö¿Í ÇÔ²² Judgment LienÀ» °±ÀºÈÄ Á¦°ÅÇØÁÖ¾î¾ß ÇÕ´Ï´Ù.
Judgment ÇØ°á¹æ¹ý
ÀÏ´Ü Judgment (¹ý¿øÀÇ ÆÇ°á) ÀÌ ¶³¾îÁø ÈÄ¿¡´Â 乫ÀÚ´Â ´õ ÀÌ»ó ½Î¿ï ¼ö ¾ø½À´Ï´Ù. Áï, ä±ÇÀÚ´Â ¼º°øÀûÀ¸·Î ‘µ· ¹ÞÀ» ±Ç¸®’¸¦ ÀÔÁõÇß°í, ¹ý¿øÀÌ Ã¤±ÇÀÚÀÇ ¼ÕÀ» µé¾îÁÖ¾î ½Â¼ÒÇ߱⠶§¹®ÀÔ´Ï´Ù. ±×·³ 乫ÀÚ´Â Judgment Creditor ¸¦ ¸¸Á·½Ã۱â À§ÇØ Ã¤¹«º¯Á¦¸¦ ÇØ¾ßÇϴµ¥, ¾î¶² ÇØ°á¹æ¹ýÀÌ ÀÖ³ª¿ä?
1. 乫 Àü¾×À» ÁöºÒÇÑ´Ù.
2. ä±ÇÀÚ¿Í Çù»óÇØ¼ 乫¾×À» Á¶Á¤¹Þ°Å³ª º¯Á¦±Ý ºÐÇÒ°èȹ¾ÈÀ¸·Î ŸÇùÇØ º»´Ù.
3. ä±ÇÀÚ°¡ 乫¾× ¸¸Å Àç»êÀ» ¾Ð·ùÇϵµ·Ï ³ªµÐ´Ù.
4. Àӱݾзù¸¦ ÅëÇØ ºñÀÚ¹ßÀûÀ¸·Î ºúÀ» °±´Â´Ù.
5. °³ÀÎȸ»ý ¶Ç´Â ÆÄ»êÀýÂ÷¸¦ ½ÅûÇÑ´Ù.
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µû¶ó¼ °úÁßÇÑ Ä«µåºú, ´ëÃâ±Ý¿¬Ã¼ µîÀ¸·Î ¸»¹Ì¾Ï¾Æ 乫¼Ò¼Û¿¡ ÈÖ¸»¸®±â Àü¿¡ 乫¸¦ º¯Á¦ÇÏ´Â °ÍÀÌ ÃÖ¼±ÀÌÁö¸¸, ¸¸¾à ÇöÀç 乫º¯Á¦ºÒ´ÉÀÇ »óÅ¿¡ Àְųª ÃßÈÄ ±×·² ¿ì·Á°¡ ¿¹»óµÈ´Ù¸é, ¹Ì¸® 乫û»êÇÏ´Â ¹æ¹ýÀ» ã°í, µ¿½Ã¿¡ ä±ÇÃß½ÉÀ¸·Î ºÎÅÍ º¸È£¹ÞÀ» ¼ö ÀÖ´Â ´ëÃ¥À» ¸ð»öÇÏ´Â °ÍÀÌ Çö¸íÇÕ´Ï´Ù. °±Áö ¸øÇÑ´Ù°í ¼Ó¼ö¹«Ã¥À¸·Î ¹æÄ¡Çؼ ¼Ò¼Û°ú ¾Ð·ù¸¦ ´çÇÏÁö ¸¶½Ã°í, ij³ª´Ù ¿¬¹æÁ¤ºÎÀÇ Ã¤¹«Ã»»êÁ¦µµÀÎ °³ÀÎȸ»ý°ú °³ÀÎÆÄ»ê ÀýÂ÷¸¦ ÅëÇØ ä±ÇÀÚ Ãß½É, ¼Ò¼Û, ¾Ð·ù¸¦ ¿¹¹æÇÏ°í ¹ýÀÇ º¸È£¸¦ ¹ÞÀ» ¼ö ÀÖ½À´Ï´Ù. ƯÈ÷, °³ÀÎȸ»ýÀº ÆÄ»ê´ë¾ÈÃ¥À¸·Î ¸ðµç ¹«´ãº¸Ã¤¹«¸¦ ¹«ÀÌÀÚ·Î ÇØ¼ Á¶Á¤, ÅÁ°¨ÇÏ¿© ¿ù¼Ò¾×º¯Á¦±ÝÀ¸·Î ÃÖÀå 60°³¿ù º¯Á¦±â°£¿¡ Open-End Contract À¸·Î 乫¸¦ ¿ÂÀüÈ÷ û»êÇØÁÖ´Â ¹ýÀûÀýÂ÷ÀÔ´Ï´Ù.
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¹«·á乫»ó´ãÀüÈ´Â 1-888-510-ZERO (9376) ¶Ç´Â 647-560-HOPE (4673); ºü¸¥ À̸ÞÀÏ »ó´ãÀº sjung@zero-debtcanada.com ´õ ÀÚ¼¼ÇÑ Á¤º¸´Â ÀúÈñ À¥»çÀÌÆ® www.zero-debtcanada.com www.4debtors.ca www.facebook.com/ZeroDebtCanada ¸¦ ¹æ¹®ÇØÁÖ¼¼¿ä.
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º»ÀÎÀÇ »óȲ¿¡ ¸Â´Â ±¸Ã¼Àû Á¶¾ðÀ» ¹Þ±â À§Çؼ´Â ¹Ýµå½Ã »çÀü ¼±ÀÓ retainer ¸¦ ÅëÇØ¼ »ó´ãÀ» ÇϽñ⠹ٶø´Ï´Ù.
Disclaimer: This is not intended as legal advice. This is offered for informational purposes only.
¹ý¹«»ç SUNNIE JUNG Licenced Paralegal | Financial Restructuring Specialist | info@zero-debtcanada.com
1.888.510.ZERO (9376) | 647.560.HOPE (4673) | www.zero-debtcanada.com | www.facebook.com/ZeroDebtCanada | www.4debtors.ca
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